Is It Important to Have a Witness After an Auto Accident? 

Car accidents can be costly and traumatic. Even after a crash that might cause relatively minor damage, costs could be significant, emotions can run high and details may quickly become blurred. In these situations, parties who were not directly involved but witnessed the event can be crucial.

How Can Witnesses Help When Filing an Auto Insurance Claim?

Witnesses can strengthen your insurance claim by offering unbiased, objective accounts of the accident. Their statements can confirm key details, such as the direction of travel, traffic signals and driver behavior. This can be especially helpful if the other parties involved in a crash provide conflicting information or if there’s limited physical evidence. Insurance adjusters often rely on witness testimony to determine liability, which can directly impact claim approval and compensation.

What Should I Do After an Accident?

Immediately after an accident, prioritize safety and call emergency services if needed. Once safe, gather information: take photos, exchange insurance details and, if possible, speak with any witnesses. Ask for their contact information and a brief summary of what they saw. If they’re willing to do so, encourage them to stay until police arrive to provide an official statement. These accounts could prove to be vital later.

Will My Carrier Require Witness Statements?

Auto insurance carriers may not require witness statements as part of the claims process, but they are often welcomed and can expedite adjusters’ decisions. If fault is unclear or contested, your insurer may request additional documentation, including witness accounts. Providing this information proactively can help avoid delays and strengthen your position.

Learn More

For motorists in and around Kent, OH, the team at Hall-Green Agency is standing by to help answer questions about your auto insurance and details regarding the claims process. Contact us today for more information.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.